:root{--bg:#06100f;--panel:#0c1918;--teal:#38e6c5;--gold:#e1b84f;--red:#ff6f6f;--green:#6df0a8;--text:#eef8f5;--muted:#a8bbb6;--line:rgba(56,230,197,.30);--shadow:0 24px 70px rgba(0,0,0,.38)}
*{box-sizing:border-box}
body{margin:0;font-family:Arial,Helvetica,sans-serif;background:radial-gradient(circle at top left,rgba(56,230,197,.16),transparent 32%),radial-gradient(circle at top right,rgba(225,184,79,.12),transparent 34%),linear-gradient(180deg,#081816,#06100f 55%,#020605);color:var(--text);line-height:1.68}
a{color:var(--teal)}
.wrap{max-width:1120px;margin:auto;padding:24px 18px 70px}
.topbar{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:10px 0 24px;position:sticky;top:0;z-index:20;background:linear-gradient(180deg,rgba(6,16,15,.96),rgba(6,16,15,.72));backdrop-filter:blur(10px)}
.brand-logo{display:block;width:320px;max-width:42vw;border-radius:12px}
.nav{display:flex;gap:9px;flex-wrap:wrap;justify-content:flex-end}
.nav a{font-size:13px;color:var(--teal);border:1px solid var(--line);border-radius:999px;padding:8px 11px;background:rgba(0,0,0,.12);text-decoration:none;font-weight:800}
.nav a.gold{background:var(--gold);border-color:var(--gold);color:#161000}
.hero{border:1px solid var(--line);border-radius:28px;background:linear-gradient(145deg,rgba(12,25,23,.96),rgba(7,14,13,.86));box-shadow:var(--shadow);padding:34px;margin-top:4px}
.eyebrow{color:var(--gold);font-weight:900;letter-spacing:.03em}
h1{font-size:clamp(34px,5vw,62px);line-height:1.05;margin:10px 0 16px}
h1 span,.teal{color:var(--teal)}
.lead{font-size:19px;color:#dce9e6;max-width:860px;margin:0 0 16px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:22px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:22px}
.card{border:1px solid var(--line);border-radius:18px;padding:20px;background:rgba(12,25,23,.82)}
.risk{border-color:rgba(255,111,111,.46);background:rgba(42,10,10,.42)}
.tag{display:inline-block;border:1px solid rgba(225,184,79,.42);color:var(--gold);border-radius:999px;padding:4px 9px;font-size:12px;font-weight:900;margin-bottom:10px}
.btnrow{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}
.btn{display:inline-block;text-align:center;text-decoration:none;border-radius:999px;padding:12px 15px;font-weight:900;color:#03100d;background:var(--teal)}
.btn.gold{background:var(--gold);color:#161000}
.btn.dark{background:transparent;color:var(--teal);border:1px solid var(--line)}
.muted{color:var(--muted)}
section{margin-top:34px}
ul{padding-left:22px;color:#d9e8e4}
dt{font-weight:900;color:#fff;margin-top:16px}
dd{margin:6px 0 14px;color:#d9e8e4}
.footer{margin-top:42px;color:var(--muted);font-size:13px;text-align:center}
@media(max-width:900px){.topbar{align-items:flex-start;flex-direction:column}.brand-logo{width:300px;max-width:92vw}.nav{justify-content:flex-start}.grid,.two{grid-template-columns:1fr}}
@media(max-width:620px){.hero{padding:24px}.brand-logo{width:270px;max-width:94vw}.nav a{font-size:12px;padding:7px 9px}}